Crop Insurance Indemnity Calculator
Enter your yield history, coverage, actual yield, price, and acres to estimate the payout.
Result
How to use
- Enter your values in the fields above.
- Press Calculate to see your result instantly.
- Use the Share button to copy a link to your result.
About this calculator
A crop insurance indemnity payout is triggered when actual yield falls short of a guaranteed level: guaranteed yield = approved (historical) yield × coverage level, and if actual yield comes in below that guarantee, the indemnity = (guaranteed yield − actual yield) × price × insured acres. No shortfall means no payout.
Farmers enrolled in yield-based policies like the US Federal Crop Insurance Program's APH or YP plans use this to estimate what they'd receive after a drought, flood, or pest loss before filing a claim, and crop insurance agents use the same math to explain coverage levels and set expectations with policyholders ahead of harvest.
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