Crop Insurance Indemnity Calculator

Enter your yield history, coverage, actual yield, price, and acres to estimate the payout.

How to use

  1. Enter your values in the fields above.
  2. Press Calculate to see your result instantly.
  3. Use the Share button to copy a link to your result.

About this calculator

A crop insurance indemnity payout is triggered when actual yield falls short of a guaranteed level: guaranteed yield = approved (historical) yield × coverage level, and if actual yield comes in below that guarantee, the indemnity = (guaranteed yield − actual yield) × price × insured acres. No shortfall means no payout.

Farmers enrolled in yield-based policies like the US Federal Crop Insurance Program's APH or YP plans use this to estimate what they'd receive after a drought, flood, or pest loss before filing a claim, and crop insurance agents use the same math to explain coverage levels and set expectations with policyholders ahead of harvest.

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