Dividend Reinvestment Calculator

About this calculator

A DRIP (Dividend Reinvestment Plan) projection compounds three growth sources together year by year: the dividend yield (converted into new shares bought at the current price instead of paid out as cash), share price growth, and any regular new contributions — each year's dividend is calculated on a growing share balance, so the reinvested amount itself grows over time, which is what makes DRIP compounding accelerate faster than a simple fixed-yield projection.

Long-term retail investors and dividend-growth investors use this to see how automatically reinvesting dividends instead of spending them changes a portfolio's trajectory over years or decades, while financial planners use the same model to illustrate the power of compounding to clients building a retirement or income portfolio.