Annuity Payment Calculator
Work out the fixed payment for any present-value annuity in seconds.
Result
How to use
- Enter your values in the fields above.
- Press Calculate to see your result instantly.
- Use the Share button to copy a link to your result.
About this calculator
This calculator finds the fixed periodic payment needed to pay off a present value (like a loan) over a set number of periods at a given interest rate, using the standard annuity payment formula PMT = PV × r / (1 − (1+r)⁻ⁿ). It also reports the total amount paid and the total interest over the life of the annuity.
Loan officers, accountants and anyone comparing financing offers use it to see the real monthly or yearly cost of borrowing a fixed sum, while savers use the same formula in reverse to plan structured payouts. Enter the present value, interest rate and number of periods to get the payment.
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