Loan Amortization Calculator
See your loan's full amortization schedule.
How to use
- Enter your values in the fields above.
- Press Calculate to see your result instantly.
- Use the Share button to copy a link to your result.
About this calculator
This calculator builds a full loan amortization schedule using the standard amortizing-loan formula, M = P·[r(1+r)ⁿ] / [(1+r)ⁿ−1], where P is the principal, r is the periodic interest rate, and n is the number of payments — then splits each payment into its interest and principal portions, showing how the interest share shrinks and the principal share grows over the life of the loan. Total interest paid is heavily front-loaded because interest each period is calculated on the remaining balance, which is largest at the start.
Homebuyers evaluating mortgage offers, borrowers comparing auto or personal loans, and finance students use amortization schedules to see the true total cost of a loan and how extra principal payments early on can cut total interest substantially. Enter the loan amount, interest rate and term to see the payment and full schedule.
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