BRRRR Calculator

About this calculator

BRRRR — Buy, Rehab, Rent, Refinance, Repeat — is a real estate investing strategy built around recycling the same capital into multiple properties: an investor buys a distressed property below market value, renovates it to raise its after-repair value (ARV), rents it out, then refinances based on the new, higher ARV to pull cash back out and repeat the process on the next deal.

The key number is how much cash is left tied up in the deal after the refinance: Cash left in deal = (Purchase price + Rehab cost) − Refinance loan amount, where the refinance loan is typically the ARV multiplied by the lender’s maximum loan-to-value percentage; a well-executed BRRRR deal aims to pull out most or all of the original capital, alongside positive monthly cash flow from the rent minus expenses and the new mortgage payment. This calculator runs those numbers from your purchase, rehab, ARV and rent figures to show the cash left in the deal, annual cash flow, and capital recovered.