Real Estate Wholesale Profit Calculator

About this calculator

In real estate wholesaling, an investor puts a property under contract at a discounted price and then assigns that contract to an end buyer — typically a fix-and-flip investor — for a fee, without ever taking title to the property. The Maximum Allowable Offer (MAO) sets the ceiling on what the wholesaler can pay: MAO equals the After Repair Value (ARV) multiplied by a target percentage (commonly 70%), minus the estimated repair costs. The wholesaler's assignment fee is then the gap between the contract price negotiated with the seller and the price the end buyer is willing to pay.

Wholesalers run this math before ever making an offer, because the whole business model depends on locking in a contract price low enough that an investor buyer still has room to renovate, hold their own margin, and profit at the ARV. Getting the MAO wrong — overestimating ARV or underestimating repairs — is the most common way a wholesale deal falls apart or the assignment fee shrinks to nothing.

This calculator takes your ARV, estimated repair costs, target MAO percentage and contract price and returns your maximum allowable offer and the assignment fee the deal actually pays you.